Upstart Holdings (UPST) stock forecast for 2026. Forecast tables and graphs.







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Upstart Holdings (UPST) stock forecast for 2026

Updated: June 23, 2024 (13:16)

Sector: Financial

The share price of Upstart Holdings, Inc. (UPST) now

What analysts predict: $18.9
52-week High/Low: $72.58 / $19.84

50/200 Day Moving Average: $24.0 / $28.24

This figure corresponds to the Average Price over the previous 50/200 days. For Upstart Holdings stocks, the 50-day moving average is the resistance level today.

For Upstart Holdings stocks, the 200-day moving average is the resistance level today.

Are you interested in Upstart Holdings, Inc. stocks and want to buy them, or are they already in your portfolio? If yes, then on this page you will find useful information about the dynamics of the Upstart Holdings stock price in 2026. How much will one Upstart Holdings share be worth in 2026? Is it worth taking profit / loss on UPST stock now or waiting? What are analysts' forecasts for Upstart Holdings stock?

We forecast Upstart Holdings stock performance using neural networks based on historical data on UPST stocks. Also, when forecasting, technical analysis tools are used, world geopolitical and news factors are taken into account. This corporation stock prediction results are shown below and presented as a graph, table and text information.

Upstart Holdings, Inc. stock forecasts are adjusted once a day based on the closing price of the previous trading day.

The minimum target price for Upstart Holdings analysts is $18.9. Today 200 Day Moving Average is the resistance level (28.24 $). 50 Day Moving Average is the support level (24.0 $).




Historical and forecast chart of Upstart Holdings, Inc. stock

The chart below shows the historical price of Upstart Holdings stock and a prediction chart for the next year. For convenience, prices are divided by color. Forecast prices include: Optimistic Forecast, Pessimistic Forecast, and Weighted Average Best Forecast. Detailed values for the UPST stock price can be found in the table below.


Upstart Holdings, Inc. is an artificial intelligence (AI) cloud lending platform. The company’s platform aggregates consumer demand for loans and connects it to its network of upstart, AI-enabled banking partners. The company’s AI models are delivered to banking partners as part of a consumer-centric cloud application that simplifies the end-to-end process of obtaining and servicing credit. The company has created a customizable multi-user cloud application designed to seamlessly integrate into the bank’s existing technology systems. Its customizable platform allows each bank to independently determine its lending policy and determine the parameters of its lending program. AI models use and analyze data from all of their banking partners. Consumers can discover loans at launch in one of two ways: either through Upstart.com or through the white-labeled product on the bank’s partner sites.

Upstart Holdings (UPST) Forecast for 2026

Month Target Pes. Opt. Vol., %
Jan 21.50 20.38 23.86 14.60 %
Feb 21.23 19.66 22.84 13.89 %
Mar 21.23 18.25 23.49 22.29 %
Apr 20.01 17.56 22.49 21.94 %
May 21.23 19.28 22.49 14.27 %
Jun 22.65 21.63 24.20 10.61 %
Jul 24.28 20.83 25.94 19.71 %
Aug 22.79 21.15 23.74 10.89 %
Sep 24.10 21.28 27.14 21.58 %
Oct 21.68 19.69 24.41 19.34 %
Nov 20.08 17.47 21.95 20.41 %
Dec 19.97 18.67 22.45 16.81 %

Upstart Holdings information and performance

Upstart Holdings Address

2950 S. DELAWARE STREET, SUITE 300, SAN MATEO, CA, US

Market Capitalization: 1 901 680 000 $

Market capitalization of the Upstart Holdings, Inc. is the total market value of all issued shares of a company. It is calculated by the formula multiplying the number of UPST shares in the company outstanding by the market price of one share.

EBITDA: -129 588 000 $

EBITDA of Upstart Holdings is earnings before interest, income tax and depreciation of assets.

PE Ratio: None

P/E ratio (price to earnings) - shows the ratio between the price of a share and the company's profit

PEG Ratio: None

Price/earnings to growth

DPS: None

Dividend Per Share is a financial indicator equal to the ratio of the company's net profit available for distribution to the annual average of ordinary shares.

DY: None

Dividend yield is a ratio that shows how much a company pays in dividends each year at the stock price.

EPS: -2.03

EPS shows how much of the net profit is accounted for by the common share.

Quarterly Earnings Growth YOY: 2.091
Quarterly Revenue Growth YOY: 0.258
Trailing PE: -

Trailing P/E depends on what has already been done. It uses the current share price and divides it by the total earnings per share for the last 12 months.

Forward PE: 44.84

Forward P/E uses projections of future earnings instead of final numbers.

EV To Revenue: -

Enterprise Value (EV) /Revenue

EV To EBITDA: -

The EV / EBITDA ratio shows the ratio of the cost (EV) to its profit before tax, interest and amortization (EBITDA).

Shares Outstanding: 87878000

Number of issued ordinary shares

Shares Float: N/A

Number of freely tradable shares

Shares Short Prior Month: N/A

Shares Short Prior Month - the number of shares in short positions in the last month.

Short Ratio: N/A
Percent Insiders: N/A
Percent Institutions: N/A

Upstart Holdings price target for 2026 by month


Target values for the price of one Upstart Holdings share for Jan 2026.

The weighted average target price per Upstart Holdings share in Jan 2026 is: 21.50.
In Jan, the Positive dynamics for Upstart Holdings, Inc. shares will prevail with possible monthly volatility of 14.597% volatility is expected.
Pessimistic target level: 20.38
Optimistic target level: 23.86

Target values for the price of one Upstart Holdings share for Feb 2026.

The weighted average target price per Upstart Holdings share in Feb 2026 is: 21.23.
In Feb, the Negative dynamics for Upstart Holdings, Inc. shares will prevail with possible monthly volatility of 13.890% volatility is expected.
Pessimistic target level: 19.66
Optimistic target level: 22.84

Target values for the price of one Upstart Holdings share for Mar 2026.

The weighted average target price per Upstart Holdings share in Mar 2026 is: 21.23.
In Mar, the Negative dynamics for Upstart Holdings, Inc. shares will prevail with possible monthly volatility of 22.292% volatility is expected.
Pessimistic target level: 18.25
Optimistic target level: 23.49

Target values for the price of one Upstart Holdings share for Apr 2026.

The weighted average target price per Upstart Holdings share in Apr 2026 is: 20.01.
In Apr, the Negative dynamics for Upstart Holdings, Inc. shares will prevail with possible monthly volatility of 21.935% volatility is expected.
Pessimistic target level: 17.56
Optimistic target level: 22.49

Target values for the price of one Upstart Holdings share for May 2026.

The weighted average target price per Upstart Holdings share in May 2026 is: 21.23.
In May, the Positive dynamics for Upstart Holdings, Inc. shares will prevail with possible monthly volatility of 14.272% volatility is expected.
Pessimistic target level: 19.28
Optimistic target level: 22.49

Target values for the price of one Upstart Holdings share for Jun 2026.

The weighted average target price per Upstart Holdings share in Jun 2026 is: 22.65.
In Jun, the Positive dynamics for Upstart Holdings, Inc. shares will prevail with possible monthly volatility of 10.614% volatility is expected.
Pessimistic target level: 21.63
Optimistic target level: 24.20

Target values for the price of one Upstart Holdings share for Jul 2026.

The weighted average target price per Upstart Holdings share in Jul 2026 is: 24.28.
In Jul, the Positive dynamics for Upstart Holdings, Inc. shares will prevail with possible monthly volatility of 19.712% volatility is expected.
Pessimistic target level: 20.83
Optimistic target level: 25.94

Target values for the price of one Upstart Holdings share for Aug 2026.

The weighted average target price per Upstart Holdings share in Aug 2026 is: 22.79.
In Aug, the Negative dynamics for Upstart Holdings, Inc. shares will prevail with possible monthly volatility of 10.889% volatility is expected.
Pessimistic target level: 21.15
Optimistic target level: 23.74

Target values for the price of one Upstart Holdings share for Sep 2026.

The weighted average target price per Upstart Holdings share in Sep 2026 is: 24.10.
In Sep, the Positive dynamics for Upstart Holdings, Inc. shares will prevail with possible monthly volatility of 21.581% volatility is expected.
Pessimistic target level: 21.28
Optimistic target level: 27.14

Target values for the price of one Upstart Holdings share for Oct 2026.

The weighted average target price per Upstart Holdings share in Oct 2026 is: 21.68.
In Oct, the Negative dynamics for Upstart Holdings, Inc. shares will prevail with possible monthly volatility of 19.343% volatility is expected.
Pessimistic target level: 19.69
Optimistic target level: 24.41

Target values for the price of one Upstart Holdings share for Nov 2026.

The weighted average target price per Upstart Holdings share in Nov 2026 is: 20.08.
In Nov, the Negative dynamics for Upstart Holdings, Inc. shares will prevail with possible monthly volatility of 20.410% volatility is expected.
Pessimistic target level: 17.47
Optimistic target level: 21.95

Target values for the price of one Upstart Holdings share for Dec 2026.

The weighted average target price per Upstart Holdings share in Dec 2026 is: 19.97.
In Dec, the Negative dynamics for Upstart Holdings, Inc. shares will prevail with possible monthly volatility of 16.812% volatility is expected.
Pessimistic target level: 18.67
Optimistic target level: 22.45



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Disclaimer:

All forecast data on the site are provided for informational purposes of using neural forecasting tools in the financial market and are not a call to action and, moreover, are not trading signals. When using the forecast data, the investor assumes all financial risks. The pandaforecast.com portal is not responsible for the loss of your money in the stock market as a result of using the information contained on the site.