Upstart Holdings (UPST) stock forecast for 2026
Last update: September 20, 2023 (09:37)
Sector: FinancialThe share price of Upstart Holdings, Inc. (UPST) now
50/200 Day Moving Average: $43.53 / $24.91
This figure corresponds to the Average Price over the previous 50/200 days. For Upstart Holdings stocks, the 50-day moving average is the resistance level today.
For Upstart Holdings stocks, the 200-day moving average is the resistance level today.
Are you interested in Upstart Holdings stocks and want to buy them, or are they already in your portfolio? If yes, then on this page you will find useful information about the dynamics of the Upstart Holdings stock price in 2026. How much will one Upstart Holdings share be worth in 2026? Is it worth taking profit / loss on Upstart Holdings stock now or waiting? What are analysts' forecasts for Upstart Holdings stock?
We forecast Upstart Holdings stock performance using neural networks based on historical data on Upstart Holdings stocks. Also, when forecasting, technical analysis tools are used, world geopolitical and news factors are taken into account. The Upstart Holdings stock prediction results are shown below and presented as a graph, table and text information.
Upstart Holdings stock forecasts are adjusted once a day based on the closing price of the previous trading day.
The minimum target price for Upstart Holdings analysts is $24.93.
Today 200 Day Moving Average is the support level (24.91 $).
50 Day Moving Average is the resistance level (43.53 $).
Historical and forecast chart of Upstart Holdings stock
The chart below shows the historical price of Upstart Holdings stock and a prediction chart for the next year. For convenience, prices are divided by color. Forecast prices include: Optimistic Forecast, Pessimistic Forecast, and Weighted Average Best Forecast. Detailed values for the Upstart Holdings stock price can be found in the table below.
Upstart Holdings (UPST) Forecast for 2026
| Month | Target | Pes. | Opt. | Vol., % |
|---|---|---|---|---|
| Jan | 20.77 | 18.04 | 22.52 | 19.92 % |
| Feb | 22.63 | 21.37 | 24.75 | 13.66 % |
| Mar | 21.25 | 19.26 | 22.01 | 12.51 % |
| Apr | 17.92 | 17.05 | 18.70 | 8.80 % |
| May | 17.76 | 16.90 | 18.69 | 9.58 % |
| Jun | 16.64 | 15.59 | 17.81 | 12.45 % |
| Jul | 18.17 | 15.72 | 20.00 | 21.42 % |
| Aug | 19.90 | 18.86 | 21.91 | 13.90 % |
| Sep | 18.79 | 17.74 | 19.98 | 11.18 % |
| Oct | 20.31 | 19.29 | 22.22 | 13.17 % |
| Nov | 21.23 | 19.28 | 23.64 | 18.43 % |
| Dec | 22.95 | 21.21 | 23.81 | 10.93 % |
Upstart Holdings information and performance
Upstart Holdings, Inc. is an artificial intelligence (AI) cloud lending platform. The company’s platform aggregates consumer demand for loans and connects it to its network of upstart, AI-enabled banking partners. The company’s AI models are delivered to banking partners as part of a consumer-centric cloud application that simplifies the end-to-end process of obtaining and servicing credit. The company has created a customizable multi-user cloud application designed to seamlessly integrate into the bank’s existing technology systems. Its customizable platform allows each bank to independently determine its lending policy and determine the parameters of its lending program. AI models use and analyze data from all of their banking partners. Consumers can discover loans at launch in one of two ways: either through Upstart.com or through the white-labeled product on the bank’s partner sites.
2950 S. DELAWARE STREET, SUITE 300, SAN MATEO, CA, US
Market capitalization is the total market value of all issued shares of a company. It is calculated by the formula multiplying the number of shares in the company outstanding by the market price of one share.
EBITDA is earnings before interest, income tax and depreciation of assets.
P/E ratio (price to earnings) - shows the ratio between the price of a share and the company's profit
Price/earnings to growth
Dividend Per Share is a financial indicator equal to the ratio of the company's net profit available for distribution to the annual average of ordinary shares.
Dividend yield is a ratio that shows how much a company pays in dividends each year at the stock price.
EPS shows how much of the net profit is accounted for by the common share.
Trailing P/E depends on what has already been done. It uses the current share price and divides it by the total earnings per share for the last 12 months.
Forward P/E uses projections of future earnings instead of final numbers.
Enterprise Value (EV) /Revenue
The EV / EBITDA ratio shows the ratio of the cost (EV) to its profit before tax, interest and amortization (EBITDA).
Number of issued ordinary shares
Number of freely tradable shares
Shares Short Prior Month - the number of shares in short positions in the last month.
Upstart Holdings price target for 2026 by month
Target values for the price of one Upstart Holdings share for Jan 2026.
In Jan, the Negative dynamics for Momo shares will prevail with possible monthly volatility of 19.915% volatility is expected.
Pessimistic target level: 18.04
Optimistic target level: 22.52
Target values for the price of one Upstart Holdings share for Feb 2026.
In Feb, the Positive dynamics for Momo shares will prevail with possible monthly volatility of 13.661% volatility is expected.
Pessimistic target level: 21.37
Optimistic target level: 24.75
Target values for the price of one Upstart Holdings share for Mar 2026.
In Mar, the Negative dynamics for Momo shares will prevail with possible monthly volatility of 12.510% volatility is expected.
Pessimistic target level: 19.26
Optimistic target level: 22.01
Target values for the price of one Upstart Holdings share for Apr 2026.
In Apr, the Negative dynamics for Momo shares will prevail with possible monthly volatility of 8.800% volatility is expected.
Pessimistic target level: 17.05
Optimistic target level: 18.70
Target values for the price of one Upstart Holdings share for May 2026.
In May, the Negative dynamics for Momo shares will prevail with possible monthly volatility of 9.580% volatility is expected.
Pessimistic target level: 16.90
Optimistic target level: 18.69
Target values for the price of one Upstart Holdings share for Jun 2026.
In Jun, the Negative dynamics for Momo shares will prevail with possible monthly volatility of 12.446% volatility is expected.
Pessimistic target level: 15.59
Optimistic target level: 17.81
Target values for the price of one Upstart Holdings share for Jul 2026.
In Jul, the Positive dynamics for Momo shares will prevail with possible monthly volatility of 21.421% volatility is expected.
Pessimistic target level: 15.72
Optimistic target level: 20.00
Target values for the price of one Upstart Holdings share for Aug 2026.
In Aug, the Positive dynamics for Momo shares will prevail with possible monthly volatility of 13.899% volatility is expected.
Pessimistic target level: 18.86
Optimistic target level: 21.91
Target values for the price of one Upstart Holdings share for Sep 2026.
In Sep, the Negative dynamics for Momo shares will prevail with possible monthly volatility of 11.176% volatility is expected.
Pessimistic target level: 17.74
Optimistic target level: 19.98
Target values for the price of one Upstart Holdings share for Oct 2026.
In Oct, the Positive dynamics for Momo shares will prevail with possible monthly volatility of 13.168% volatility is expected.
Pessimistic target level: 19.29
Optimistic target level: 22.22
Target values for the price of one Upstart Holdings share for Nov 2026.
In Nov, the Positive dynamics for Momo shares will prevail with possible monthly volatility of 18.430% volatility is expected.
Pessimistic target level: 19.28
Optimistic target level: 23.64
Target values for the price of one Upstart Holdings share for Dec 2026.
In Dec, the Positive dynamics for Momo shares will prevail with possible monthly volatility of 10.927% volatility is expected.
Pessimistic target level: 21.21
Optimistic target level: 23.81