Upstart Holdings (UPST) Stock Forecast for 2025, 2026, 2027. Sell or Buy Prediction







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Upstart Holdings (UPST) Stock Forecast for 2025, 2026, 2027. Sell or Buy?

Updated: April 24, 2025 (22:13)

Sector: Financial

The share price of Upstart Holdings, Inc. (UPST) now

Latest session on the 24th of April for
Upstart Holdings, Inc. is positive
Trading Volume: 4738992
Open: 44.24 /  High: 47.07 /  Low: 44.15
Current value: $46.71
What analysts predict: $74
52-week High/Low: $96.43 / $20.6
50-Day Moving Average: $54.85 — resistance level today
200-Day Moving Average: $51.92 — resistance level today

Are you interested in Upstart Holdings, Inc. stocks and want to buy them, or are they already in your portfolio? If yes, then on this page you will find useful information about the dynamics of the Upstart Holdings stock price in 2025, 2026, 2027. How much will one Upstart Holdings share be worth in 2025 - 2027?

When should I take profit in Upstart Holdings stock? When should I record a loss on Upstart Holdings stock? What are analysts' forecasts for Upstart Holdings stock? What is the future of Upstart Holdings stock? We forecast Upstart Holdings stock performance using neural networks based on historical data on Upstart Holdings stocks. Also, when forecasting, technical analysis tools are used, world geopolitical and news factors are taken into account.

Upstart Holdings stock prediction results are shown below and presented in the form of graphs, tables and text information, divided into time intervals. (Next month, 2025, 2026, 2027, and ) The final quotes of the instrument at the close of the previous trading day are a signal to adjust the forecasts for Upstart Holdings shares. This happens once a day.


Historical and forecast chart of Upstart Holdings stock

The chart below shows the historical price of Upstart Holdings stock and a prediction chart for the next month. For convenience, prices are divided by color. Forecast prices include: Optimistic Forecast, Pessimistic Forecast, and Weighted Average Best Forecast. Detailed values for the Upstart Holdings stock price can be found in the table below.

Long-term forecasts by years.

Upstart Holdings, Inc. is an artificial intelligence (AI) cloud lending platform. The company’s platform aggregates consumer demand for loans and connects it to its network of upstart, AI-enabled banking partners. The company’s AI models are delivered to banking partners as part of a consumer-centric cloud application that simplifies the end-to-end process of obtaining and servicing credit. The company has created a customizable multi-user cloud application designed to seamlessly integrate into the bank’s existing technology systems. Its customizable platform allows each bank to independently determine its lending policy and determine the parameters of its lending program. AI models use and analyze data from all of their banking partners. Consumers can discover loans at launch in one of two ways: either through Upstart.com or through the white-labeled product on the bank’s partner sites.

Trending Themes in the Financial Sector

Upstart Holdings daily forecast for a month

Date Target Pes. Opt. Vol., %
Apr 26 46.91 46.39 47.96 3.40
Apr 27 45.99 45.57 46.89 2.91
Apr 28 44.85 43.67 45.86 5.01
Apr 29 44.06 43.46 44.55 2.51
Apr 30 44.27 43.25 44.73 3.44
May 01 43.69 42.34 44.47 5.04
May 02 43.72 43.15 44.25 2.55
May 03 44.07 43.24 44.43 2.73
May 04 43.58 42.92 44.31 3.25
May 05 42.50 41.38 43.74 5.71
May 06 41.17 40.25 41.96 4.26
May 07 41.54 40.36 42.75 5.93
May 08 42.23 41.76 43.06 3.11
May 09 42.89 41.67 43.30 3.91
May 10 44.04 43.41 44.53 2.60
May 11 44.50 43.86 45.55 3.86
May 12 44.27 43.38 45.21 4.20
May 13 44.25 42.94 45.58 6.14
May 14 42.96 42.01 43.63 3.84
May 15 42.98 41.98 44.16 5.20
May 16 42.34 41.05 43.41 5.73
May 17 42.10 41.33 42.79 3.55
May 18 42.86 42.19 43.87 3.98
May 19 43.63 42.71 44.31 3.76
May 20 44.36 43.23 45.29 4.76
May 21 43.60 42.36 44.98 6.18
May 22 42.43 41.36 43.20 4.43
May 23 42.91 41.93 43.44 3.60
May 24 42.86 42.29 44.07 4.22
May 25 42.72 42.10 43.68 3.73

Upstart Holdings Daily Price Targets


Upstart Holdings Stock Forecast 04-26-2025.

Forecast target price for 04-26-2025: $46.91.
Positive dynamics for Upstart Holdings shares will prevail with possible volatility of 3.286%.
Pessimistic target level: 46.39
Optimistic target level: 47.96

Upstart Holdings Stock Forecast 04-27-2025.

Forecast target price for 04-27-2025: $45.99.
Negative dynamics for Upstart Holdings shares will prevail with possible volatility of 2.825%.
Pessimistic target level: 45.57
Optimistic target level: 46.89

Upstart Holdings Stock Forecast 04-28-2025.

Forecast target price for 04-28-2025: $44.85.
Negative dynamics for Upstart Holdings shares will prevail with possible volatility of 4.773%.
Pessimistic target level: 43.67
Optimistic target level: 45.86

Upstart Holdings Stock Forecast 04-29-2025.

Forecast target price for 04-29-2025: $44.06.
Negative dynamics for Upstart Holdings shares will prevail with possible volatility of 2.452%.
Pessimistic target level: 43.46
Optimistic target level: 44.55

Upstart Holdings Stock Forecast 04-30-2025.

Forecast target price for 04-30-2025: $44.27.
Positive dynamics for Upstart Holdings shares will prevail with possible volatility of 3.325%.
Pessimistic target level: 43.25
Optimistic target level: 44.73

Upstart Holdings Stock Forecast 05-01-2025.

Forecast target price for 05-01-2025: $43.69.
Negative dynamics for Upstart Holdings shares will prevail with possible volatility of 4.794%.
Pessimistic target level: 42.34
Optimistic target level: 44.47

UPST (UPST) Monthly Stock Prediction for 2025

Month Target Pes. Opt. Vol., %
May. 44.38 39.34 48.05 18.12
Jun. 44.94 42.02 46.88 10.35
Jul. 41.86 36.66 47.89 23.44
Aug. 43.67 37.93 49.33 23.11
Sep. 38.25 34.60 43.41 20.30
Oct. 41.83 39.57 46.19 14.34
Nov. 42.13 37.88 45.01 15.84
Dec. 45.54 43.82 51.03 14.14

Upstart Holdings forecast for this year


Upstart Holdings Stock Prediction for May 2025

An uptrend is forecast for this month with an optimal target price of $44.3758. Pessimistic: $39.34. Optimistic: $48.05


Upstart Holdings Stock Prediction for Jun 2025

An uptrend is forecast for this month with an optimal target price of $44.935. Pessimistic: $42.02. Optimistic: $46.88


Upstart Holdings Stock Prediction for Jul 2025

An downtrend is forecast for this month with an optimal target price of $41.8614. Pessimistic: $36.66. Optimistic: $47.89


Upstart Holdings Stock Prediction for Aug 2025

An uptrend is forecast for this month with an optimal target price of $43.6698. Pessimistic: $37.93. Optimistic: $49.33


Upstart Holdings Stock Prediction for Sep 2025

An downtrend is forecast for this month with an optimal target price of $38.246. Pessimistic: $34.60. Optimistic: $43.41


Upstart Holdings Stock Prediction for Oct 2025

An uptrend is forecast for this month with an optimal target price of $41.8259. Pessimistic: $39.57. Optimistic: $46.19


Upstart Holdings Stock Prediction for Nov 2025

An uptrend is forecast for this month with an optimal target price of $42.127. Pessimistic: $37.88. Optimistic: $45.01


Upstart Holdings Stock Prediction for Dec 2025

An uptrend is forecast for this month with an optimal target price of $45.5393. Pessimistic: $43.82. Optimistic: $51.03



Upstart Holdings (UPST) Monthly Stock Prediction for 2026

Month Target Pes. Opt. Vol., %
Jan 43.49 38.95 48.27 19.30
Feb 45.53 43.23 51.75 16.47
Mar 46.59 43.32 50.95 14.98
Apr 49.19 47.24 53.88 12.32
May 45.38 42.12 51.75 18.62
Jun 41.71 36.98 46.51 20.50
Jul 48.54 42.07 53.43 21.26
Aug 54.13 52.18 59.49 12.28
Sep 52.86 48.77 57.72 15.50
Oct 58.38 50.92 63.32 19.58
Nov 56.70 53.03 59.35 10.66
Dec 57.01 49.31 60.60 18.63

Upstart Holdings (UPST) Monthly Stock Prediction for 2027

Month Target Pes. Opt. Vol., %
Jan 46.85 41.20 53.09 22.40
Feb 46.68 41.05 48.61 15.56
Mar 40.88 37.13 42.35 12.34
Apr 39.48 37.71 42.90 12.09
May 44.74 41.20 48.77 15.52
Jun 49.01 44.25 53.25 16.90
Jul 53.78 49.90 55.91 10.73
Aug 44.77 43.16 47.27 8.69
Sep 43.81 40.73 45.86 11.18
Oct 44.04 41.27 50.31 17.97
Nov 46.66 42.46 51.36 17.33
Dec 43.89 41.99 45.63 7.96

Upstart Holdings information and performance

Upstart Holdings Address

2950 S. DELAWARE STREET, SUITE 300, SAN MATEO, CA, US

Market Capitalization: 4 181 200 000 $

Market capitalization of the Upstart Holdings, Inc. is the total market value of all issued shares of a company. It is calculated by the formula multiplying the number of UPST shares in the company outstanding by the market price of one share.

EBITDA: -111 874 000 $

EBITDA of Upstart Holdings is earnings before interest, income tax and depreciation of assets.

PE Ratio: None

P/E ratio (price to earnings) - shows the ratio between the price of a share and the company's profit

PEG Ratio: None

Price/earnings to growth

DPS: None

Dividend Per Share is a financial indicator equal to the ratio of the company's net profit available for distribution to the annual average of ordinary shares.

DY: None

Dividend yield is a ratio that shows how much a company pays in dividends each year at the stock price.

EPS: -1.51

EPS shows how much of the net profit is accounted for by the common share.

Quarterly Earnings Growth YOY: 2.091
Quarterly Revenue Growth YOY: 0.466
Trailing PE: -

Trailing P/E depends on what has already been done. It uses the current share price and divides it by the total earnings per share for the last 12 months.

Forward PE: 29.15

Forward P/E uses projections of future earnings instead of final numbers.

EV To Revenue: 8.65

Enterprise Value (EV) /Revenue

EV To EBITDA: -

The EV / EBITDA ratio shows the ratio of the cost (EV) to its profit before tax, interest and amortization (EBITDA).

Shares Outstanding: 95070000

Number of issued ordinary shares

Shares Float: N/A

Number of freely tradable shares

Shares Short Prior Month: N/A

Shares Short Prior Month - the number of shares in short positions in the last month.

Short Ratio: N/A
Percent Insiders: N/A
Percent Institutions: N/A

FAQ (Frequently Asked Questions about Upstart Holdings Stock)

Should I Buy Upstart Holdings Shares in 2025 year?

The maximum forecasted share price for next year is $58.38, which is $14.40 higher than the current stock price. By investing in Upstart Holdings shares today for a one-year period, you could achieve a profit of 32.75%. With an investment horizon of up to two years, the target share price is $53.78. resulting in a profit of 22.27% ($9.80 per share).

Does Upstart Holdings pay dividends?

No, it does not

Which economic sector do Upstart Holdings's shares belong to?

Upstart Holdings's shares belong to the "Financial" sector of economic.

Which other securities belong to the same sector as Upstart Holdings's shares?

You can view all the stocks that are part of the same sector as Upstart Holdings's shares in the Financial section.


Related stocks from Financial sector


Disclaimer:

All forecast data on the site are provided for informational purposes of using neural forecasting tools in the financial market and are not a call to action and, moreover, are not trading signals. When using the forecast data, the investor assumes all financial risks. The pandaforecast.com portal is not responsible for the loss of your money in the stock market as a result of using the information contained on the site.