Affirm Holdings Stock Buy or Sell? AFRM Stocks Forecast

Market Capitalization: 11 550 736 000 $
EBITDA: -650 110 976 $
Price to Earnings: None
Quarterly Earnings Growth YOY: N/A
Quarterly Revenue Growth YOY: 0.479
Trailing PE: -
Forward PE: -
Shares Outstanding: 259564000






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Affirm Holdings Stock Buy or Sell? AFRM Stocks Analytic Forecasts

Updated on February 24, 2024 (09:17)

Affirm Holdings, Inc. (AFRM prediction charts) Sector: Technology

We present you the most up-to-date and complete review of analytical trend forecasts and views on the AFRM stock market. Experts share their opinions on what to expect from the Affirm Holdings, Inc. stock market. How likely is the stock price to move in a bullish or bearish trend. Which should help you to make the right decision whether to Buy or Sell Affirm Holdings stocks.

Affirm Holdings, Inc. Stock Market Experts’ Analysis and Forecasting – Sell or Buy AFRM Shares?

The most recent analytical view which can help you to answer the worrying question: Should I Buy Stocks Now or Wait? came out under the authorship of ASB Capital and is titled

“Growth Won’t Bring Profits For Affirm And Share Price May Fall”

is published on February 7 (2024) and has 0 likes. The review predicts Bearish market trend.

It summarize the following theses:

  • Affirm is expected to be structurally unprofitable as loan growth continues, and it cannot simply grow its way to profitability.
  • The basic economics of Affirm’s business model are not favorable, with high expenses outweighing income from loans.
  • Even with cost-cutting measures and increased transactions, Affirm is unlikely to achieve profitability in the foreseeable future.

The author starts his analytic review with the following:

I’ve been short consumer lending company Affirm (NASDAQ:AFRM) off and on for some time. In this article, I want to explain why Affirm will continue to be structurally unprofitable. As loan growth continues, it will become clear that Affirm can’t simply grow its way to profitability. I expect shares of Affirm to fall significantly in value from the current level of more than $40/share.

The opinion of the author can be considered quite authoritative.
The number of 3532 followers confirms this.
ASB Capital is the contributor of experts community
since 2011 and has 101 works published.


One more noteworthy article is written by Bert Hochfeld under the title

“Affirm: The Recent Inflection In The Business Is Under-Appreciated”

on January 23 (2024) and has 3 likes. The expert reflects Bullish trend of the market.

Нis theses make you think about whether to add AFRM stocks to your investment portfolio or not, and helps to work out your own Affirm Holdings stock selling strategies:

  • Affirm shares trebled in the last 2 months of 2023 before retracing about 1/3rd of the move.
  • Affirm has recently extended its relationships with both Amazon and Walmart.
  • The Buy Now/Pay Later space apparently achieved an inflection in volume over the Black Friday weekend.
  • Published expectations for Affirm are quite modest considering its expanded partnerships and the overall inflection of the space.
  • The company margin performance improvement was substantial and there are reasons to believe it will be sustained.

Bert Hochfeld starts analysis with such words:

Why did Affirm shares treble in 2 months; what’s up next Affirm (NASDAQ:AFRM) shares really did treble in the last two months without a whole lot of support from brokerage analysts or from commentators on SA. The shares currently are still rated as somewhat below a hold on average: out of 19 brokerage analysts who report their ratings to 1st Call, only 5 have the shares rated as a buy while 4 rate the shares as a sell. Most recently, the analyst at Morgan Stanley downgraded the shares while the analyst at BMO initiated coverage with a Market Perform rating. Analysts have an average price target of $31.60, although there are a couple of significant outliers both positive and negative in that compilation. In my opinion, there is about as much misconception of this company as almost any equity I have seen. Some commentators have insisted that Affirm’s valuation is a bubble; others have proclaimed that its results were built on easy comparisons. I am going to try to bring some sense to a few misconceptions and suggest that the company’s business has reached an inflection point which has been unremarked by many commentators and yet needs to be better explored in terms of realistically evaluating the shares.

This author is very popular among the auditory. He has 21773 followers

Bert Hochfeld is the contributor of experts community since 2015. Has published at least 618 articles.


Another analysis presented by Julian Lin came out on January 5 (2024). Obviously, coupled with the newer reviews, this forecasting could be useful to find out the best trading strategy for AFRM stocks. It sounds like

“Affirm: I Was Wrong To Doubt So Soon, But Math Is Math”

Article has got 0 likes at the moment and forecasting Neutral trend of the market.

Summarizing the information presented in the review concerning the Affirm Holdings, Inc., the expert says the following:

  • Amidst a melt-up in speculative stocks, Affirm Holdings, Inc. has been a big winner.
  • The company has shown accelerating GMV growth, with revenue growing even stronger due to easy comparables.
  • Management has executed against improving profit margins and has issued ambitious medium and long-term targets.
  • I critically analyze the long-term future of Affirm’s opportunity.

And here, what comes first:

Affirm Holdings, Inc. (NASDAQ:AFRM) has been one of the biggest winners in the tech sector, bolstered by both strong fundamental performance as well as a broader tech sector melt-up. The company has made substantial strides in improving profitability all while maintaining a net cash balance sheet. Even so, I question whether the premium valuation is appropriate given the highly competitive environment and business model uncertainty. Too much optimism is being priced into the stock, and I reiterate my avoid rating.

This author is very popular among the auditory. He has 31533 followers.

Julian Lin is the contributor of experts community since 2017 and has at least 1027 analytic reviews published.


The Share Price of Affirm Holdings, Inc. (AFRM) for now

What analysts predict: $37.43
52-week high/low: $52.48 / $8.8

50/200 Day Moving Average: $43.4 / $25.14

The average stock price over the previous 50/200 days. For Affirm Holdings stocks, the 50-day moving average is the resistance level for now. For AFRM stocks, the 200-day moving average is the resistance level today.

See the Detailed Predictions for AFRM stock with charts and tables

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